We offer Conventional Mortgage Loans, FHA Loans, Jumbo Loans, USDA Loans, VA Loans, Non-Qualified Mortgage Loans, And More!
Interest rates vary by loan offer options to fit your needs.
A conventional mortgage is a home loan not guaranteed by the federal government and sold to private investors. Conventional loans meet standard guidelines provided by Fannie Mae and Freddie Mac and are the most common type of home loans issued.
VA loans are home mortgage reserved for both eligible veterans and active military members. These home loans are guaranteed by the U.S. Department of Veterans Affairs.
An FHA loan is a mortgage insured by the Federal Housing Administration. The program allows for low down payment options, requiring as little as 3.5% down payment including 2-4 unit properties and may come from a gift. This mortgage program is beneficial to borrower with limited savings and less than perfect credit.
USDA loans are offered by the US Department of Agriculture and encourage rural land development. These loans are designed to help families without adequate housing finance the purchase of a home in a rural area as defined by the USDA, which in recent years have been expanded to areas not traditionally considered rural.
Jumbo Loans help cover the cost of a higher loan amounts that exceeds the conforming loan limits based on the property location. These loans help highly qualified borrowers buy more luxurious homes.
A Non-Qualified Mortgage Loan does not qualify under traditional underwriting guidelines but may help secure financing for a less traditional borrower – great for self-employed entrepreneurs or real estate investors.
Finance: This offer is not guaranteed if you do not continue to meet EQ Loans criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income, assets and employment history). Not all applicants will qualify for the rate and monthly payment shown. Monthly payments do not include property taxes, property insurance, and homeowners association dues. Your exact loan’s interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Eq Loans underwriting and Investor requirements. Loans valid for the refinance or purchase of an owner-occupied residence. Loan amounts range up to $2,000,000 for Jumbo and at or under conforming loan limits within your state and county for conventional and government sponsored programs. Rate subject to change depending time of rate lock. Call 844-390-5978 for exact details and qualifying information.
Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.
