EQ Loans offers a modern mortgage experience, with a personal touch, that makes it easy to apply and takes only minutes to fill out the online application. This digital, streamlined approach allows us to close loans more quickly than most lenders.
Our loan servicing experts support your needs, so we can accomplish your goals together
Intuitive forms have been designed for ease of use, simply upload supporting documents, and complete the online application in minutes
Let’s make it official! Digitally sign documents and access your file quickly, from anywhere
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We are committed to leading the industry in digital mortgage technology and innovation that focuses on helping borrowers with all their home loan financing needs. While most of our process can be done digitally, we recognize that this is the biggest financial transaction of most people’s lives and requires a personal touch. Our highly trained home loan originators work closely with you every step of the way, helping you get home faster.
EQ Loans has access to the most up-to-date mortgage programs. Whether a purchase or refinance, our team of home loan professionals will work closely with you every step of the way.
Purchase – Looking to step into the house of your dreams? Getting a home loan has never been easier with EQ Loans. Complete the digital application in just minutes.
Refinancing – Pay off your current mortgage for a more beneficial one. Lower interest rates, lower monthly payments, or cashing out on your home equity are a few of the advantages!
Ease of use and Quality of service is the one-two combination you can expect from EQ Loans. The online portal that’s paired with your personally assigned Mortgage Loan Originator will have you feeling comfortable and confident from application to closing, through the lifetime of the loan.
We realize that a home loan is one of the biggest investments you will make. Our friendly team at EQ Loans is here to answer any questions you have and help you every step of the way. Generally, to qualify for a mortgage, you’ll need a credit score of at least 600 in order to secure a home.
The minimum down payment is 3%. However, it’s possible to purchase a home with as little as zero% down depending on your loan type and credit score.
At EQ Loans, applying for a mortgage is pretty straightforward. Our quick and easy online application takes only minutes to complete. Once you have gathered and uploaded all your supporting documents like tax returns and bank statements to verify your finances, one of our EQ Loans mortgage experts will contact you and assist with the easy online application process if needed. Underwriters will review your credit and documentation, and if everything checks out, you’ll set a date to close the loan — usually within 30-40 days.
A mortgage rate is the rate of interest charged on a mortgage. Mortgage rates are determined by the lender and can be either fixed, staying the same for the term of the mortgage, or variable, fluctuating with a benchmark interest rate. Mortgage rates vary for borrowers based on their credit profile. Mortgage rate averages also rise and fall with interest rate cycles and can drastically affect the homebuyers’ market.
EQ Loans is headquartered at 1950 East Route 70, Suite 300, Cherry Hill, NJ 08003
Toll Free # 844.390.5978
NMLS #2926
Nationwide Mortgage Licensing System (NMLS) Consumer Access Website: https://www.nmlsconsumeraccess.org/company/2926
EQ Loans is a Direct Lender and a privately owned company that deals specifically with financing mortgage loans for the general public and operates online.
EQ Loans makes it easy to speak directly to a licensed loan agent.
Finance: This offer is not guaranteed if you do not continue to meet EQ Loans criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income, assets and employment history). Not all applicants will qualify for the rate and monthly payment shown. Monthly payments do not include property taxes, property insurance, and homeowners association dues. Your exact loan’s interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Eq Loans underwriting and Investor requirements. Loans valid for the refinance or purchase of an owner-occupied residence. Loan amounts range up to $2,000,000 for Jumbo and at or under conforming loan limits within your state and county for conventional and government sponsored programs. Rate subject to change depending time of rate lock. Call 844-390-5978 for exact details and qualifying information.
Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.
