We realize that a home loan is one of the biggest investments you will make. Our friendly team at EQ Loans is here to answer any questions you have and help you every step of the way. Generally, to qualify for a mortgage, you’ll need a credit score of at least 600 in order to secure a home.
The minimum down payment is 3%. However, it’s possible to purchase a home with as little as zero% down depending on your loan type and credit score.
At EQ Loans, applying for a mortgage is pretty straightforward. Our quick and easy online application takes only minutes to complete.  Once you have gathered and uploaded all your supporting documents like tax returns and bank statements to verify your finances, one of our EQ Loans mortgage experts will contact you and assist with the easy online application process if needed. Underwriters will review your credit and documentation, and if everything checks out, you’ll set a date to close the loan — usually within 30-40 days.
A mortgage rate is the rate of interest charged on a mortgage. Mortgage rates are determined by the lender and can be either fixed, staying the same for the term of the mortgage, or variable, fluctuating with a benchmark interest rate. Mortgage rates vary for borrowers based on their credit profile. Mortgage rate averages also rise and fall with interest rate cycles and can drastically affect the homebuyers’ market.
EQ Loans is headquartered at 1950 East Route 70, Suite 300, Cherry Hill, NJ 08003 Toll Free # 844.390.5978  NMLS #2926  Nationwide Mortgage Licensing System (NMLS) Consumer Access Website: https://www.nmlsconsumeraccess.org/company/2926

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EQ Loans is a Direct Lender and a privately owned company that deals specifically with financing mortgage loans for the general public and operates online.

EQ Loans makes it easy to speak directly to a licensed loan agent. 

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