Ease of Use and Quality of service
with a personal touch

Why Choose EQ Loans?

EQ Loans offers a modern mortgage experience, with a personal touch, that makes it easy to apply and takes only minutes to fill out the online application. This digital, streamlined approach allows us to close loans more quickly than most lenders.

Customize Your Loan

Our loan servicing experts support your needs, so we can accomplish your goals together

Apply and Submit Online

Intuitive forms have been designed for ease of use, simply upload supporting documents, and complete the online application in minutes

Sign Closing Documents

Let’s make it official! Digitally sign documents and access your file quickly, from anywhere

Mortage Made Simple.

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What Our Customers Are Saying

"John is the most pleasant, helpful and competent agent in this or any other field that I have been associated with. He was able to walk me through and assist me in completing the online procedures whenever I didn't understand or was confused on how to complete some of the requirements for submission. He followed up continuously to insure I was satisfied and to answer any questions I may have. He is a credit to his field and his organization."

Joe C.

"Five star service from start to finish. This was my first experience with all digital lending. I was very unsure of the process but John Lloyd walked me through every step. He answered my questions promptly. I was kept in the loop on every aspect, from our first phone conversation to the closing. He is a great asset to the world of digital lending. After I told him my specific needs he told me that we would close in 3 weeks and he was exactly right. I could not be happier. All the best."

Kay H.

"From my initial contact with John through closing, he has been incredibly responsive and helpful. on limited income and trying to move cross country, John made it seem easy. always came with a positive attitude, quick answers to all my questions, and always ready to check into what was happening and getting back to me."

Angelus A.

"Candie helped me with a refi on a jumbo loan. She was great from start to finish. She collected my documents and she took it from there. She made the process so easy. I am so happy I did the refi, she got me amazing rate and saved me a lot of money."

Matt S.

"Very informative about the process and what you need done on your end to simplify paperwork. A lot about buying a home is knowing what to do. She's informed in what you should and should not do. She will guide you all the way through no matter what your budget is. Be honest and upfront and she will direct you towards the correct path."

Tony S.

"Mr Lloyd was a fantastic individual. Not only did he know all the loan programs in and out, he went above and beyond to answer all of our questions."

Sir R.

"We worked with John for a mortgage refinance. While we were considering between 2 lenders, John managed to get a good rate and lender credit for us that earned him our business. He was very prompt and responsive through the whole process and got us from start to closing in 25 days. Great experience. Highly recommended."

Karen S.

Helping You Get Home.

We are committed to leading the industry in digital mortgage technology and innovation that focuses on helping borrowers with all their home loan financing needs. While most of our process can be done digitally, we recognize that this is the biggest financial transaction of most people’s lives and requires a personal touch. Our highly trained home loan originators work closely with you every step of the way, helping you get home faster.

EQ Loans has access to the most up-to-date mortgage programs. Whether a purchase or refinance, our team of home loan professionals will work closely with you every step of the way.

Purchase – Looking to step into the house of your dreams? Getting a home loan has never been easier with EQ Loans. Complete the digital application in just minutes.

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Get Pre-Approved

Refinancing – Pay off your current mortgage for a more beneficial one. Lower interest rates, lower monthly payments, or cashing out on your home equity are a few of the advantages!

What Makes Us Different

Ease of use and Quality of service is the one-two combination you can expect from EQ Loans. The online portal that’s paired with your personally assigned Mortgage Loan Originator will have you feeling comfortable and confident from application to closing, through the lifetime of the loan.

What credit score do I need to qualify for a mortgage?

We realize that a home loan is one of the biggest investments you will make. Our friendly team at EQ Loans is here to answer any questions you have and help you every step of the way. Generally, to qualify for a mortgage, you’ll need a credit score of at least 600 in order to secure a home.

How much do I need for a down payment?

The minimum down payment is 3%. However, it’s possible to purchase a home with as little as zero% down depending on your loan type and credit score.

How do I apply?

At EQ Loans, applying for a mortgage is pretty straightforward. Our quick and easy online application takes only minutes to complete. Once you have gathered and uploaded all your supporting documents like tax returns and bank statements to verify your finances, one of our EQ Loans mortgage experts will contact you and assist with the easy online application process if needed. Underwriters will review your credit and documentation, and if everything checks out, you’ll set a date to close the loan — usually within 30-40 days.

What are rates?

A mortgage rate is the rate of interest charged on a mortgage. Mortgage rates are determined by the lender and can be either fixed, staying the same for the term of the mortgage, or variable, fluctuating with a benchmark interest rate. Mortgage rates vary for borrowers based on their credit profile. Mortgage rate averages also rise and fall with interest rate cycles and can drastically affect the homebuyers’ market.

What states is EQ licensed in?

EQ Loans is headquartered at 1950 East Route 70, Suite 300, Cherry Hill, NJ 08003 Toll Free # 844.390.5978 NMLS #2926 Nationwide Mortgage Licensing System (NMLS) Consumer Access Website: https://www.nmlsconsumeraccess.org/company/2926

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Is EQ Loans a Direct Lender?

EQ Loans is a Direct Lender and a privately owned company that deals specifically with financing mortgage loans for the general public and operates online.

How do I reach a loan officer?

EQ Loans makes it easy to speak directly to a licensed loan agent.

Simply Click here