First Time Homebuyer Options
Loans That Fit You!
EQ Loans is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA. Fannie Mae, Freddie Mac or the Federal Government

We offer Conventional Mortgage Loans, FHA Loans, Jumbo Loans, USDA Loans, VA Loans, Non-Qualified Mortgage Loans, And More!

Interest rates vary by loan offer options to fit your needs.

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Home Possible®

The Freddie Mac Home Possible® mortgage offers more options and credit flexibilities to help credit worthy low-income borrowers attain the dream of owning a home.

The Fannie Mae HomeReady® mortgage offers low down payment, more options and credit flexibilities to help credit worthy low-income borrowers attain the dream of owning a home.


A conventional mortgage is a home loan not guaranteed by the federal government and sold to private investors.  Conventional loans meet standard guidelines provided by Fannie Mae and Freddie Mac and are the most common type of home loans issued.

VA Mortgage

VA loans are home mortgage reserved for both eligible veterans and active military members. These home loans are guaranteed by the U.S. Department of Veterans Affairs. 

USDA Mortgage

USDA loans are offered by the US Department of Agriculture and encourage rural land development. These loans are designed to help families without adequate housing finance the purchase of a home in a rural area as defined by the USDA, which in recent years have been expanded to areas not traditionally considered rural.


Jumbo Loans help cover the cost of a higher loan amounts that exceeds the conforming loan limits based on the property location. These loans help highly qualified borrowers buy more luxurious homes.  

Non-Qualified Mortgage Loans (Non-QM)

A Non-Qualified Mortgage Loan does not qualify under traditional underwriting guidelines but may help secure financing for a less traditional borrower – great for self-employed entrepreneurs or real estate investors.

FHA Mortgages

An FHA loan is a mortgage insured by the Federal Housing Administration. The program allows for low down payment options, requiring as little as 3.5% down payment including 2-4 unit properties and may come from a gift. This mortgage program is beneficial to borrower with limited savings and less than perfect credit.

See if you can Get Pre-Approved