Getting Your Home Ready for the Upcoming Seasons…

It’s fall and in some areas of the country buses are going to be filled with people on sightseeing trips to see the leaves changing colors. Other homes will be filled with the aroma of freshly baked apple and pumpkin pies. These are just some of the traditions that come as the seasons change. Another […]

8 Things to Do Once You Buy a Home

8 Things to Do Once You Buy a Home Now that you are about to own a home, you should start thinking about how best to get that home ready to live in! A lot of steps can be taken to ensure you don’t have unforeseen problems shortly after moving in. While many of these […]

Jumbo Mortgages Become More Attractive

Jumbo Mortgages have become more popular recently. Given the recent surge in home prices many people, especially those looking to buy even moderate homes in higher priced areas, need to borrow larger amounts of money. Not only are these mortgages being used to purchase and refinance houses, but they are also being used as a […]

12 Ways to Develop Your Referral Business as a Loan Officer

The best business is business you already have. You have already spent money prospecting, invested time in building relationships and have had the opportunity to demonstrate your value. You may have already worked with, or know, people who offer complimentary services like realtors, financial planners, attorney’s or tax accountants. These are people who have worked […]

Consolidating Your Debt with Cash-Out Refinancing

If you find yourself with more debt now than you had in the past, don’t worry, you’re not alone. According to the latest report by the New York Federal Reserve, in the fourth quarter of 2020 household debt increased by $206B (1.4%) to $14.56 trillion. This is 2.8% higher than the year prior. One of […]

Helping Your Child Own a Home

It’s time for your children to own a home. What’s the best way to help my child buy a house? There are a lot of different ways to help your child when it’s time to start shopping for a home. Regardless of which option you chose, you should craft a structured agreement that spells out […]

8 Ways to Build Your Realtor Reputation

For most companies, 70% to 80% of their value may come from hard-to-assess intangible assets such as brand equity, intellectual capital, and goodwill. While company reputation might be seen as intangible, it can still have a significant impact on the value of a company. It is no different with realtors. If you have a good […]

Getting Approved for a Mortgage with Bad Credit

If you have bad credit, it doesn’t necessarily mean that you can’t get a mortgage. When deciding on whether or not to lend to someone, lenders try to assess your ability to repay. A credit score is just one input they consider. They also look at things like the reason for the low credit score, […]

Getting a Deal on a Home (Part Two)

Previously, we wrote about how to position yourself to be ready when you find a good deal on a house. We also talked about some ways to determine if you are getting a good deal or not. In this article, we are going to delve into nine different ways to actually find a deal. 9 […]

Getting a Deal on a Home (Part One)

Everyone wants to get a good deal when buying a home. But how do you know if you’re getting a good deal or not? How do you position yourself to take advantage when a deal comes along? This first part of our two-part series will discuss these issues. How Do I Know If I’m Getting […]