June 1, 2021 - EQ Loans

12 Ways to Develop Your Referral Business as a Loan Officer

The best business is business you already have. You have already spent money prospecting, invested time in building relationships and have had the opportunity to demonstrate your value. You may have already worked with, or know, people who offer complimentary services like realtors, financial planners, attorney’s or tax accountants. These are people who have worked […]

Consolidating Your Debt with Cash-Out Refinancing

If you find yourself with more debt now than you had in the past, don’t worry, you’re not alone. According to the latest report by the New York Federal Reserve, in the fourth quarter of 2020 household debt increased by $206B (1.4%) to $14.56 trillion. This is 2.8% higher than the year prior. One of […]

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Finance: This offer is not guaranteed if you do not continue to meet EQ Loans criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income, assets and employment history). Not all applicants will qualify for the rate and monthly payment shown. Monthly payments do not include property taxes, property insurance, and homeowners association dues. Your exact loan’s interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Eq Loans underwriting and Investor requirements. Loans valid for the refinance or purchase of an owner-occupied residence. Loan amounts range up to $2,000,000 for Jumbo and at or under conforming loan limits within your state and county for conventional and government sponsored programs. Rate subject to change depending time of rate lock. Call 844-390-5978 for exact details and qualifying information.

Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.

30yr Conventional Fixed Rate - $345,000 purchase price, 20% down payment, loan amount $275,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points.

15yr Conventional Fixed Rate - $345,000 purchase price, 20% down payment, loan amount $275,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points.

30yr Jumbo Fixed Rate - $1,000,000 purchase price, 20% down payment, loan amount $800,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points. Jumbo loan offered $1.00 above conforming loan amounts varied by county.

30yr VA Fixed Rate - $300,000 purchase price, 0% down payment, loan amount $300,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points. VA loans offered to eligible VA borrowers and/or immediate family only.