January 14, 2021 - EQ Loans

Should You Buy Around A University Now?

According to Moody’s Analytics Q3 Quarterly Student Housing Report , on a national level the student housing sector saw vacancies rise 1.2% to 2.7% while rents grew 1.3% to 1.8%. As many universities went online, or initiated hybrid online/in person, due to the Coronavirus, the demand for housing around the universities has fallen. Some people […]

The Benefits of Giving Back

It’s easy to understand how charities, non-profits and educational institutions benefit from the generosity of others. Without volunteers and donations many of the services and events we enjoy in our communities might not be available. But the act of giving, of putting another’s needs above those of your own, of showing compassion and care for […]

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site or by EQ Loans.

State Licensing | Privacy Policy | CA – Privacy Policy

Finance: This offer is not guaranteed if you do not continue to meet EQ Loans criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income, assets and employment history). Not all applicants will qualify for the rate and monthly payment shown. Monthly payments do not include property taxes, property insurance, and homeowners association dues. Your exact loan’s interest rate and payments will depend upon the term of your loan, your credit history, and other qualifying factors. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Eq Loans underwriting and Investor requirements. Loans valid for the refinance or purchase of an owner-occupied residence. Loan amounts range up to $2,000,000 for Jumbo and at or under conforming loan limits within your state and county for conventional and government sponsored programs. Rate subject to change depending time of rate lock. Call 844-390-5978 for exact details and qualifying information.

Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.

30yr Conventional Fixed Rate - $345,000 purchase price, 20% down payment, loan amount $275,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points.

15yr Conventional Fixed Rate - $345,000 purchase price, 20% down payment, loan amount $275,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points.

30yr Jumbo Fixed Rate - $1,000,000 purchase price, 20% down payment, loan amount $800,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points. Jumbo loan offered $1.00 above conforming loan amounts varied by county.

30yr VA Fixed Rate - $300,000 purchase price, 0% down payment, loan amount $300,000, 780+ credit score, Primary single family residence in Camden County New Jersey with discount points. VA loans offered to eligible VA borrowers and/or immediate family only.